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Compliance Guide

How to Use a Risk Matrix to Score Hazards

✍️ BlueSafe Technical Team📅 28 Nov 2025

A Risk Matrix is a standard tool used in risk management to define the level of risk associated with a specific hazard. It helps you prioritise which risks need immediate attention and which are acceptable to monitor.

The matrix works by combining two factors: Likelihood and Consequence.

1. Likelihood (How likely is it to happen?)

You must estimate the probability of the incident occurring.

  • Rare: May occur only in exceptional circumstances.
  • Unlikely: Could occur at some time.
  • Possible: Might occur at some time.
  • Likely: Will probably occur in most circumstances.
  • Almost Certain: Is expected to occur in most circumstances.

2. Consequence (How bad would it be?)

Estimate the severity of the harm if the incident did occur.

  • Insignificant: No injuries, low financial loss.
  • Minor: First aid treatment required.
  • Moderate: Medical treatment required.
  • Major: Extensive injuries, loss of production capability.
  • Catastrophic: Death or permanent disability.

3. The Risk Score (L x C)

By cross-referencing Likelihood and Consequence on the grid (usually 5x5), you get a Risk Rating: Low (L), Medium (M), High (H), or Extreme (E).

  • Example: A worker working on a roof without rails.
  • Likelihood: Possible (slips happen).
  • Consequence: Catastrophic (death from fall).
  • Result: Extreme Risk.

What the Ratings Mean

  • Extreme Risk: STOP WORK IMMEDIATELY. The risk is intolerable. Work cannot proceed until controls are implemented to lower the risk.
  • High Risk: Urgent action required. Senior management attention needed. Controls must be implemented before work starts.
  • Medium Risk: Manage by specific monitoring or audit procedures. Responsibility must be specified.
  • Low Risk: Manage by routine procedures.

Residual Risk

When you perform a risk assessment, you usually score the risk twice:

  1. Inherent Risk: The risk level before any controls are applied. (e.g., Working on roof = Extreme).
  2. Residual Risk: The risk level after controls are applied. (e.g., Harness + Guard rails installed = Low).

The goal of your WHS system is to ensure that the Residual Risk for all tasks is reduced to a level that is "As Low As Reasonably Practicable" (ALARP).

Using the Matrix in Your Business

Every SWMS and Risk Assessment should utilise a risk matrix to justify the controls you have chosen. It provides a logical, defensible method for your safety decisions.

Need templates with matrices built in? Get a risk management plan or risk assessment templates.

Need Help with Compliance?

Get the templates mentioned in this guide to ensure you meet your obligations.

Still have questions?

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